Agi Limit For Roth Ira 2024. In 2024, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions. There are two components to consider in calculating the amount you can contribute to a roth ira.

Your roth ira contribution limit depends on your tax filing status and your modified adjusted gross. As a couple, you can contribute a combined total of $14,000 (if you’re both under 50) or $16,000 (if you’re both 50 or older) to a traditional ira for 2024.